Malta Citizenship by Investment Programmes Health Insurance
Variety of plans for applicants of the Maltese Citizenship by Naturalisation for Exceptional Services by Direct Investment (ESDI), offering three levels of coverage.
Available plans under ESDI health insurance:
Bronze
Plan Overview
The ESDI Health Insurance Bronze Plan provides healthcare coverage within the European Union & UK, with an overall maximum limit of €100,000 per policy year.
In-Patient and Day-Care Treatment
Full refund of reasonable charges for:
Accommodation and ancillary services, including medicines, consumables, food, and nursing
Rehabilitation following a surgical intervention on the recommendation of a specialist
Parent accommodation when staying with a child under 16
Operating theatre charges, drugs, dressings, surgical appliances, and prostheses
Surgeon’s and anaesthetist’s charges
Consulting physician’s charges, including pathology, radiology, diagnostic tests, and physiotherapy
Pregnancy and childbirth complications
Treatment of psychiatric illnesses (subject to a 12-month moratorium from the date of joining)
Road ambulance charges
Cancer Treatment
Consultant oncologist fees and hospital charges for cancer tests, chemotherapy, and radiotherapy
Oncology-related CT scans, MRI scans, and PET scans
Out-Patient Treatment
General practitioner and specialist consultations, diagnostic tests, physiotherapy (up to 15 sessions per treatment) – up to €1,000 per year
Alternative therapy (osteopathy, homeopathy, acupuncture, chiropractic treatment) – up to 10 sessions per treatment
Out-patient CT, MRI, and PET scans – up to €1,000 per year
Prescribed drugs and dressings – up to €125 per year
Home nursing following a surgical intervention – up to €300 per week, up to 26 weeks per year
Emergency Treatment & Assistance
International emergency medical cover (repatriation, evacuation, transportation of mortal remains) – full refund within the area of cover
Additional Benefits
24/7 emergency assistance call centre is included
Please refer to the Table of Benefits for a full description of cover and exclusions.
Important note
For all clients aged 60+ will be included a Euro 3,000 deductible on each and every in-patient claim. Therefore, the Company will not pay the first Euro 3,000 of each and every claim related to in-patient and day-case. This policy also includes Euro 100 excess related to out- patient. This out-patient excess applies only once for claims relating to the same medical condition during the same insurance year.
Please refer to the Table of Benefits for a full description of cover and exclusions.
Please refer to the IPID & Policy Wording for a full description of cover and exclusions.
ESDI Health Insurance Plan Policy Documentation
